DMCA Policy

Digital Millenium Copyright Act Notice

Takedown Policy and Procedures

Smart About My Money, LLC abides by the U.S. federal Digital Millennium Copyright Act (DMCA) and Singapore Copyright Act (Chapter 63) by responding to written notices of alleged infringement by legitimate copyright holders. As part of our response we may remove or disable access to allegedly infringing material residing on our website www.SmartAboutMyMoney.com and within our service. Please note that we do not control content hosted on any third party website and cannot remove content from any website it does not own or control.

To file a copyright infringement notification with us, send a written communication to Smart About My Money’s Copyright Agent indicating whether you are providing the notification pursuant to the DMCA or Singapore Copyright Act (in the absence of any such indication it will be assumed you are providing such notification pursuant to the DMCA), and provide the following information in writing:

  • Identification of the copyrighted work that you claim has been infringed;
  • Identification of the specific material that is claimed as infringing and information sufficient to permit Smart About My Money, LLC to locate that material on our website or within the our service (providing a URL is the best way to help us locate the content quickly),
  • A statement that you believe, in good faith, that the use of the material in the manner complained of is not authorized by the copyright owner, its agent, or by law;
  • If you are not the copyright owner, a description of your relationship to the copyright owner;
  • Your contact information, including your address, telephone number and email address you;
  • A statement, under penalty of perjury, that the information in the notification is accurate and that you are the copyright owner or are authorized to act on behalf of the copyright owner; and
  • A physical or electronic signature of a person authorized to act on behalf of the copyright owner.

Please note that under provisions of the DMCA and Singapore Copyright Act, anyone who knowingly misrepresents that material or activity is infringing may be liable for damages and, in certain cases, fees incurred by the alleged infringer or by Smart About My Money, LLC. Under the Singapore Copyright Act, this may also constitute an offense that may result in fines of up to S$10,000 and imprisonment for up to 2 years. Therefore, if you are not sure whether material infringes your copyright, you should first consider contacting an attorney.

Smart About My Money, LLC’s Response to Notifications

Following receipt of a proper written notice, we will expeditiously remove or disable the allegedly infringing content. We will also notify the customer who submitted or posted the allegedly infringing material and provide them with a copy of the copyright infringement notice. We may suspend or terminate access to the our service of customers that repeatedly or egregiously infringe others’ copyrights.

Counter Notification

If a customer of the our service believes that their content was removed or disabled by mistake or misidentification, the customer can send us a written counter-notification that includes the following:

  • The customer’s contact information, including name, address, email and telephone number;
  • Identification of the material that has been removed or to which access has been disabled and the location at which the material appeared before it was removed or disabled;
  • If the infringement notification was provided or deemed provided pursuant to the DMCA, a statement that the customer consents to the jurisdiction of the U.S. Federal District Court for the judicial district in which the customer is located (or if the customer is outside the U.S., the U.S. Federal District Court for the Northern District of California located in San Francisco, CA), and that you will accept service of process from the person who originally provided Zopim with the infringement notice;
  • If the infringement notification was provided or deemed provided pursuant to the Singapore Copyright Act, a statement that the customer consents to the jurisdiction of the Singapore Courts
  • A statement under penalty of perjury that the customer has a good faith belief that the material was removed or disabled as a result of mistake or misidentification of the material to be removed or disabled; and
  • A physical or electronic signature of the customer;

Please note that pursuant to the DMCA and Singapore Copyright Act, any person who knowingly misrepresents that material or activity was removed or disabled by mistake or misidentification may be subject to liability for damages. Under the Singapore Copyright Act, this may also constitute an offense that may result in fines of up to S$10,000 and imprisonment for up to 2 years.

Smart About My Money, LLC will only accept counter-notices that meet the requirements set forth above and are properly submitted to our Copyright Agent. Upon receipt of a proper written counter notification, we will provide the person that submitted the infringement notice with a copy of the counter notification and will, on or after 10 business days following receipt of the counter notification, restore the removed material to the our service unless our Copyright Agent first receives notice that a court action has been filed to restrain the customer from engaging in infringement related to the allegedly infringing material.

Copyright Agent Information

Both infringement notifications and counter notifications should be submitted to our Copyright Agent using the following information:

To: Smart About My Money, LLC.
Attention: Copyright Agent
Subject Line: Copyright Infringement Notice / Copyright Infringement Counter Notice
Email: support@SmartAboutMyMoney.com
Address: Blk 17, Toa Payoh Lorong 7, #19-218, Singapore 310017

Modifications

Smart About My Money, LLC reserves the right to modify the contents of this page and its policy for handling DMCA claims at any time for any reason. You are encouraged to check back to review this policy frequently for any changes.

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